by
Garrett Clark
Retirement Planning
How to Use Your Solo 401(k) to Build Your Dream Business-And Retire Early!
What if your retirement plan could also fuel your entrepreneurial dreams? With a Solo 401(k), it can. This blog explores how self-employed individuals can strategically use their Solo 401(k) to not only secure their future but also build the business they’ve always dreamed of. From tax-deferred growth to flexible investment options—including real estate and private equity—you’ll learn how to leverage this powerful tool to grow your wealth and accelerate your path to early retirement.
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Maximize Your Contributions
One of the main advantages of a Solo 401(k) is the high contribution limit. For 2025, the contribution limit for a Solo 401(k) is up to $66,000 or $73,500 if you're over 50. This gives you a powerful tool to grow your retirement savings quickly. Plus, if you're self-employed, you can make both employer and employee contributions, which helps you build your retirement funds even faster.
Tax Benefits That Support Business Growth
A Solo 401(k) offers significant tax savings, which can free up funds to reinvest in your business. Contributions are tax - deductible, which means you lower your taxable income, putting more money in your pocket for reinvestment. Whether you're hiring staff, purchasing equipment, or expanding your offerings, this tax break can help you scale your business while building wealth for the future.
Access to Loans
Unlike many other retirement accounts, a Solo 401(k) allows you to borrow against your balance. This feature gives you access to up to 50% of the funds, or $50,000 (whichever is less), for business or personal needs. If you need capital to invest in your business or cover unexpected expenses, this option can provide you with flexible funding without the need for external loans or high-interest credit.
Maximize Your Contributions
One of the main advantages of a Solo 401(k) is the high contribution limit. For 2025, the contribution limit for a Solo 401(k) is up to $66,000 or $73,500 if you're over 50. This gives you a powerful tool to grow your retirement savings quickly. Plus, if you're self-employed, you can make both employer and employee contributions, which helps you build your retirement funds even faster.
Tax Benefits That Support Business Growth
A Solo 401(k) offers significant tax savings, which can free up funds to reinvest in your business. Contributions are tax - deductible, which means you lower your taxable income, putting more money in your pocket for reinvestment. Whether you're hiring staff, purchasing equipment, or expanding your offerings, this tax break can help you scale your business while building wealth for the future.
Access to Loans
Unlike many other retirement accounts, a Solo 401(k) allows you to borrow against your balance. This feature gives you access to up to 50% of the funds, or $50,000 (whichever is less), for business or personal needs. If you need capital to invest in your business or cover unexpected expenses, this option can provide you with flexible funding without the need for external loans or high-interest credit.
“Your Solo 401(k) isn’t just a retirement plan, it’s your business partner in building the life you want.”
Garrett Clark
Director of Sales
Retire Early by Saving Smart
Using your Solo 401(k) to save for retirement doesn't mean you have to wait until the traditional retirement age of 65. With smart planning, you can retire earlier by strategically withdrawing funds from your Solo 401(k) and combining them with your business income. Some self-employed individuals retire in their 50s or even earlier by prioritizing their retirement savings through vehicles like the Solo 401(k).
The Power of Compound Interest
The earlier you start contributing to your Solo 401(k), the more time your money has to grow. Compound interest is a powerful force that can turn modest contributions into significant sums over time. By taking advantage of the high contribution limits and tax benefits, your Solo 401(k) can be the key to building a successful business and achieving early retirement.
Achieve Your Dream Business and Early Retirement
Building your dream business and retiring early may seem like a daunting task, but with a Solo 401(k), it's a goal that's within reach. By taking advantage of its tax benefits, high contribution limits, and investment flexibility, you can not only grow your business but also secure your financial future. With careful planning, you can create the perfect balance between growing your business and saving for an early retirement.
Visit www.survival401k.com for more information!
Retire Early by Saving Smart
Using your Solo 401(k) to save for retirement doesn't mean you have to wait until the traditional retirement age of 65. With smart planning, you can retire earlier by strategically withdrawing funds from your Solo 401(k) and combining them with your business income. Some self-employed individuals retire in their 50s or even earlier by prioritizing their retirement savings through vehicles like the Solo 401(k).
The Power of Compound Interest
The earlier you start contributing to your Solo 401(k), the more time your money has to grow. Compound interest is a powerful force that can turn modest contributions into significant sums over time. By taking advantage of the high contribution limits and tax benefits, your Solo 401(k) can be the key to building a successful business and achieving early retirement.
Achieve Your Dream Business and Early Retirement
Building your dream business and retiring early may seem like a daunting task, but with a Solo 401(k), it's a goal that's within reach. By taking advantage of its tax benefits, high contribution limits, and investment flexibility, you can not only grow your business but also secure your financial future. With careful planning, you can create the perfect balance between growing your business and saving for an early retirement.
Visit www.survival401k.com for more information!
Maximize Your Contributions
One of the main advantages of a Solo 401(k) is the high contribution limit. For 2025, the contribution limit for a Solo 401(k) is up to $66,000 or $73,500 if you're over 50. This gives you a powerful tool to grow your retirement savings quickly. Plus, if you're self-employed, you can make both employer and employee contributions, which helps you build your retirement funds even faster.
Tax Benefits That Support Business Growth
A Solo 401(k) offers significant tax savings, which can free up funds to reinvest in your business. Contributions are tax - deductible, which means you lower your taxable income, putting more money in your pocket for reinvestment. Whether you're hiring staff, purchasing equipment, or expanding your offerings, this tax break can help you scale your business while building wealth for the future.
Access to Loans
Unlike many other retirement accounts, a Solo 401(k) allows you to borrow against your balance. This feature gives you access to up to 50% of the funds, or $50,000 (whichever is less), for business or personal needs. If you need capital to invest in your business or cover unexpected expenses, this option can provide you with flexible funding without the need for external loans or high-interest credit.
“Your Solo 401(k) isn’t just a retirement plan, it’s your business partner in building the life you want.”
Garrett Clark
Director of Sales
Retire Early by Saving Smart
Using your Solo 401(k) to save for retirement doesn't mean you have to wait until the traditional retirement age of 65. With smart planning, you can retire earlier by strategically withdrawing funds from your Solo 401(k) and combining them with your business income. Some self-employed individuals retire in their 50s or even earlier by prioritizing their retirement savings through vehicles like the Solo 401(k).
The Power of Compound Interest
The earlier you start contributing to your Solo 401(k), the more time your money has to grow. Compound interest is a powerful force that can turn modest contributions into significant sums over time. By taking advantage of the high contribution limits and tax benefits, your Solo 401(k) can be the key to building a successful business and achieving early retirement.
Achieve Your Dream Business and Early Retirement
Building your dream business and retiring early may seem like a daunting task, but with a Solo 401(k), it's a goal that's within reach. By taking advantage of its tax benefits, high contribution limits, and investment flexibility, you can not only grow your business but also secure your financial future. With careful planning, you can create the perfect balance between growing your business and saving for an early retirement.
Visit www.survival401k.com for more information!