Built for Attorneys & Legal Professionals

You’ve Mastered Your Industry. Why Is Your Retirement Still Limited by Traditional Plans?

The Survival Solo 401(k) gives consultants the ability to take full control of their retirement while maximizing tax efficiency and maintaining complete checkbook control. Instead of being restricted to standard retirement accounts, you can direct your retirement savings into investments you understand and trust, whether that’s real estate, private lending, or other opportunities beyond traditional mutual funds.

More tax savings. Greater control. Real wealth building.

Built for Attorneys & Legal Professionals

You’ve Mastered Your Industry. Why Is Your Retirement Still Limited by Traditional Plans?

The Survival Solo 401(k) gives consultants the ability to take full control of their retirement while maximizing tax efficiency and maintaining complete checkbook control. Instead of being restricted to standard retirement accounts, you can direct your retirement savings into investments you understand and trust, whether that’s real estate, private lending, or other opportunities beyond traditional mutual funds.

More tax savings. Greater control. Real wealth building.

Built for Attorneys & Legal Professionals

You’ve Mastered Your Industry. Why Is Your Retirement Still Limited by Traditional Plans?

The Survival Solo 401(k) gives consultants the ability to take full control of their retirement while maximizing tax efficiency and maintaining complete checkbook control. Instead of being restricted to standard retirement accounts, you can direct your retirement savings into investments you understand and trust, whether that’s real estate, private lending, or other opportunities beyond traditional mutual funds.

More tax savings. Greater control. Real wealth building.
$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

Roth Option

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

79%

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

79%

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

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Who We Serve

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Who We Serve

Built for Consultants and Independent Professionals

Designed for those who operate across industries and want more control over their financial future, with greater tax efficiency, flexibility, and true checkbook control.

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Firm Owners & Consulting Practice Leaders

Running a successful consulting business and generating strong income, but lacking a more advanced structure to reduce taxes and build long-term, tax-advantaged wealth.

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Firm Owners & Consulting Practice Leaders

Running a successful consulting business and generating strong income, but lacking a more advanced structure to reduce taxes and build long-term, tax-advantaged wealth.

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Firm Owners & Consulting Practice Leaders

Running a successful consulting business and generating strong income, but lacking a more advanced structure to reduce taxes and build long-term, tax-advantaged wealth.

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Independent & 1099 Consultants

Earning income through contract work, advisory services, or project-based engagements, but missing a clear system to optimize taxes and take full control of retirement investments.

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Independent & 1099 Consultants

Earning income through contract work, advisory services, or project-based engagements, but missing a clear system to optimize taxes and take full control of retirement investments.

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Independent & 1099 Consultants

Earning income through contract work, advisory services, or project-based engagements, but missing a clear system to optimize taxes and take full control of retirement investments.

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High-Income Consultants & Advisors

Managing multiple clients and high earnings, while seeking a more strategic way to grow, protect, and direct retirement savings beyond limited, traditional investment options.

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High-Income Consultants & Advisors

Managing multiple clients and high earnings, while seeking a more strategic way to grow, protect, and direct retirement savings beyond limited, traditional investment options.

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High-Income Consultants & Advisors

Managing multiple clients and high earnings, while seeking a more strategic way to grow, protect, and direct retirement savings beyond limited, traditional investment options.

Consultant Advantages

Three Solo 401(k) Advantages Built for Consultants

Why this structure works especially well for fast-moving Consultants

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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Problem / Solution

Consultants need retirement capital built for private-market opportunities.

Powered by the infrastructure of Survival 401k

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The Problem

Outgrowing Traditional Retirement Plans

Traditional retirement accounts provide structure, but they often limit flexibility, control, and long-term growth potential. As a consultant, you solve complex problems and create value across industries, yet your own retirement may still be tied to plans that restrict how much you can contribute and where you can invest. Even with strong income, many consultants are left with limited options to fully optimize taxes, control their investments, and scale a long-term wealth strategy beyond traditional structures. When opportunities arise outside of conventional markets, there is often no clear system to capture that potential and put your capital to work more efficiently.

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The Problem

Outgrowing Traditional Retirement Plans

Traditional retirement accounts provide structure, but they often limit flexibility, control, and long-term growth potential. As a consultant, you solve complex problems and create value across industries, yet your own retirement may still be tied to plans that restrict how much you can contribute and where you can invest. Even with strong income, many consultants are left with limited options to fully optimize taxes, control their investments, and scale a long-term wealth strategy beyond traditional structures. When opportunities arise outside of conventional markets, there is often no clear system to capture that potential and put your capital to work more efficiently.

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The Problem

Outgrowing Traditional Retirement Plans

Traditional retirement accounts provide structure, but they often limit flexibility, control, and long-term growth potential. As a consultant, you solve complex problems and create value across industries, yet your own retirement may still be tied to plans that restrict how much you can contribute and where you can invest. Even with strong income, many consultants are left with limited options to fully optimize taxes, control their investments, and scale a long-term wealth strategy beyond traditional structures. When opportunities arise outside of conventional markets, there is often no clear system to capture that potential and put your capital to work more efficiently.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

🎟️ Limited Investor Offer

Unlock Your $100 Discount in Four Simple Steps

For consultants and independent advisors with multiple income streams: This limited-time offer helps you set up the right Solo 401(k) at a reduced upfront cost.

Step 1

Request Code

Enter your details in our secure form to claim your unique $100 setup code.

Step 1

Request Code

Enter your details in our secure form to claim your unique $100 setup code.

Step 2

Receive Details

Check your inbox for your detailed setup guide, potential tax savings, and next steps.

Step 2

Receive Details

Check your inbox for your detailed setup guide, potential tax savings, and next steps.

Step 3

Get Qualified

Schedule a brief call with our Solo 401(k) specialist to review your eligibility and plan details.

Step 3

Get Qualified

Schedule a brief call with our Solo 401(k) specialist to review your eligibility and plan details.

Step 4

Open Your Plan

Complete our easy online setup form using your discount code. Congratulations on your new plan!

Step 4

Open Your Plan

Complete our easy online setup form using your discount code. Congratulations on your new plan!

How Does a Solo 401(k) Stack Up?

See why the Solo 401(k) outperforms every other retirement vehicle in the game!

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

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Free Download

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Free Download

Download Our Free Solo 401(k) Guide

Everything you need to know about Solo 401(k) plans — packed into one comprehensive, easy-to-read guide.

What's Inside (9 Chapters)

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Eligibility & setup requirements

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Eligibility & setup requirements

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Contribution limits & strategies

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Contribution limits & strategies

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Tax advantages & deductions

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Tax advantages & deductions

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Investment options & flexibility

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Investment options & flexibility

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Step-by-step setup guide

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Step-by-step setup guide

PDF Guide · Free · Enter your email to download

Claim Your $100 Investor Setup Voucher

Enter your details to receive your savings code and next steps for opening a Consultant-friendly Solo 401(k).