Built for Medical Professionals & Investors

You’ve Mastered Medicine. Why Is Your Retirement Still Trapped in Wall Street?

The Survival Solo 401(k) allows physicians, surgeons, dentists, and independent medical practitioners to dramatically reduce your annual tax liability while giving you complete checkbook control.

Direct your retirement savings into the investments you understand best — cash-flowing rental properties, real estate flips, hard money loans, and other alternative assets — instead of being limited to high-fee mutual funds.

More tax savings. Greater control. Real wealth building.

Built for Medical Professionals & Investors

You’ve Mastered Medicine. Why Is Your Retirement Still Trapped in Wall Street?

The Survival Solo 401(k) allows physicians, surgeons, dentists, and independent medical practitioners to dramatically reduce your annual tax liability while giving you complete checkbook control.

Direct your retirement savings into the investments you understand best — cash-flowing rental properties, real estate flips, hard money loans, and other alternative assets — instead of being limited to high-fee mutual funds.

More tax savings. Greater control. Real wealth building.

Built for Medical Professionals & Investors

You’ve Mastered Medicine. Why Is Your Retirement Still Trapped in Wall Street?

The Survival Solo 401(k) allows physicians, surgeons, dentists, and independent medical practitioners to dramatically reduce your annual tax liability while giving you complete checkbook control.

Direct your retirement savings into the investments you understand best — cash-flowing rental properties, real estate flips, hard money loans, and other alternative assets — instead of being limited to high-fee mutual funds.

More tax savings. Greater control. Real wealth building.
$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

Roth Option

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

79%

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

$62K

Potential Annual Shelter

For high-income operators

90%

Checkbook Control

Invest in real assets directly

79%

Tax-Free Upside

For long-term appreciation

$40K

Loan Access

Liquidity opportunities move fast

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Who We Serve

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Who We Serve

Built for High-Income Medical Professionals

Made for busy medical professionals who demand tax efficiency, flexibility, and true checkbook control.

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High-Income Physicians & Specialists

Watching a massive chunk of your hard-earned commission checks disappear to taxes every year.

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High-Income Physicians & Specialists

Watching a massive chunk of your hard-earned commission checks disappear to taxes every year.

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High-Income Physicians & Specialists

Watching a massive chunk of your hard-earned commission checks disappear to taxes every year.

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Private Practice Owners

Running a successful practice but lacking a structured system to lower taxes and build long-term, tax-advantaged wealth.

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Private Practice Owners

Running a successful practice but lacking a structured system to lower taxes and build long-term, tax-advantaged wealth.

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Private Practice Owners

Running a successful practice but lacking a structured system to lower taxes and build long-term, tax-advantaged wealth.

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Locum Tenens & 1099 Providers

Generating additional income from shifts or contracts without a clear plan to optimize taxes and invest efficiently.

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Locum Tenens & 1099 Providers

Generating additional income from shifts or contracts without a clear plan to optimize taxes and invest efficiently.

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Locum Tenens & 1099 Providers

Generating additional income from shifts or contracts without a clear plan to optimize taxes and invest efficiently.

Medical Professionals Advantages

Three Solo 401(k) Advantages Built for Property Investors

Why this structure works especially well for fast-moving medical professionals.

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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High-Income Tax Reduction

Reduce taxable income in your highest earning years and keep more of what you make working for you.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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Checkbook Control

Write a check directly from your Solo 401(k) account to close on a property. No custodian approval. No transaction delays. No fees.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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2026 Contribution Limits — $72,000 / $80,000 if 50+

Shelter more in one year than most people save in a decade.

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Problem / Solution

Medical professionals need retirement capital built for private-market opportunities.

Powered by the infrastructure of Survival 401k

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The Problem

Outgrowing Your SEP IRA

Standard retirement accounts like a SEP IRA trap your capital in Wall Street. When you finally find a great off-market deal, you are forced to navigate slow custodians, hidden fees, and agonizing red tape just to access your own money.

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The Problem

Outgrowing Your SEP IRA

Standard retirement accounts like a SEP IRA trap your capital in Wall Street. When you finally find a great off-market deal, you are forced to navigate slow custodians, hidden fees, and agonizing red tape just to access your own money.

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The Problem

Outgrowing Your SEP IRA

Standard retirement accounts like a SEP IRA trap your capital in Wall Street. When you finally find a great off-market deal, you are forced to navigate slow custodians, hidden fees, and agonizing red tape just to access your own money.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

The Solution

A Solo 401(k) Built for Speed

A Solo 401(k) by Survival 401k makes you the bank. Shelter up to $72,000 this year ($80,000 if 50+)—more than most save in a decade. With true Checkbook Control, you write checks directly to fund deals with zero custodian delays. Plus, unlike a Self-Directed IRA, you are legally exempt from UBTI on leveraged real estate, keeping significantly more profit in your plan.

🎟️ Limited Investor Offer

Unlock Your $100 Discount in Four Simple Steps

For physicians, surgeons, dentists, and independent medical practitioners: This limited-time offer helps you set up the right Solo 401(k) at a lower upfront cost.

Step 1

Request Code

Enter your details in our secure form to claim your unique $100 setup code.

Step 1

Request Code

Enter your details in our secure form to claim your unique $100 setup code.

Step 2

Receive Details

Check your inbox for your detailed setup guide, potential tax savings, and next steps.

Step 2

Receive Details

Check your inbox for your detailed setup guide, potential tax savings, and next steps.

Step 3

Get Qualified

Schedule a brief call with our Solo 401(k) specialist to review your eligibility and plan details.

Step 3

Get Qualified

Schedule a brief call with our Solo 401(k) specialist to review your eligibility and plan details.

Step 4

Open Your Plan

Complete our easy online setup form using your discount code. Congratulations on your new plan!

Step 4

Open Your Plan

Complete our easy online setup form using your discount code. Congratulations on your new plan!

How Does a Solo 401(k) Stack Up?

See why the Solo 401(k) outperforms every other retirement vehicle in the game!

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

Features

Solo 401(k)

BEST CHOICE

SEP IRA

SIMPLE IRA

Traditional IRA

2026 Contribution Limit

$72,000

$72,000

$17,000

$7,500

Catch-up (Age 50+)

$8,000

$0

$4,000

$1,100

Total 2026 (Age 50+)

$80,000

$72,000

$21,000

$8,600

Roth Option Available

Loan Provisions

Employer Contributions

Employee Contributions

UBTI Exempt on Leveraged RE

Asset Protection

Excellent

Good

Good

Limited

* Contribution limits shown are for 2026 and subject to change based on IRS guidelines.

** Solo 401(k) combines employee deferrals + employer contributions, allowing significantly higher contributions than a SEP IRA at $100K–$200K income levels.

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Free Download

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Free Download

Download Our Free Solo 401(k) Guide

Everything you need to know about Solo 401(k) plans — packed into one comprehensive, easy-to-read guide.

What's Inside (9 Chapters)

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Eligibility & setup requirements

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Eligibility & setup requirements

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Contribution limits & strategies

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Contribution limits & strategies

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Tax advantages & deductions

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Tax advantages & deductions

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Investment options & flexibility

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Investment options & flexibility

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Step-by-step setup guide

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Step-by-step setup guide

PDF Guide · Free · Enter your email to download

Claim Your $100 Investor Setup Voucher

Enter your details to receive your savings code and next steps for opening a medical-profesional-friendly Solo 401(k).