Wealth Management
A Solo 401(k) may let eligible business owners invest retirement funds in rental property, land, or real estate syndications. Learn how plan ownership works, which transactions to avoid, and what to check before investing.
By Ross Powell
Wealth Management
In the world of personal finance, flashy investment strategies and wealth-building hacks often steal the spotlight. But beneath every successful financial story lies something far less glamorous - and far more powerful: a solid emergency fund.
By Garrett Clark
Wealth Management
More and more first responders - firefighters, EMTs, and law enforcement professionals - are turning their skills and discipline into thriving businesses. This blog explores why so many are stepping into entrepreneurship, from the desire for financial freedom to creating a legacy beyond the badge. We’ll highlight the unique advantages first responders bring to the business world, the challenges they face, and how tools like the Solo 401(k) can support their journey from service to self-employment.
By Garrett Clark
Wealth Management
Understanding how and when to take distributions from your Solo 401(k) can make a major difference in your long-term financial outcome. This guide breaks down the key rules around penalty-free withdrawals, how distributions are taxed, and when Required Minimum Distributions (RMDs) begin. It also covers important strategies to help reduce taxes, avoid costly mistakes, and plan effectively for retirement. Whether you are approaching retirement age or simply planning ahead, this article provides a clear and practical overview to help you stay compliant and in control of your Solo 401(k).
By Garrett Clark
Wealth Management
One of the biggest advantages of a Solo 401(k) is its ability to help eligible self-employed individuals and business owners save significantly for retirement. However, understanding how contribution limits work can be confusing because a Solo 401(k) allows contributions in two different roles - employee and employer. Add in catch-up contributions, SECURE 2.0 changes, compensation limits, and different business structures, and it's easy to see why many business owners have questions. This guide explains how Solo 401(k) contributions work for 2026, breaks down the IRS limits, discusses catch-up contribution rules, and provides examples to help you better understand how much you may be able to contribute.
By Garrett Clark
Wealth Management
Thinking about taking your solo business to the next level? Forming an LLC might be the smartest move you make. In this blog, we explore the key benefits of establishing a Limited Liability Company (LLC) as a solo business owner - from legal protection and tax flexibility to enhanced credibility and easier access to business banking. Whether you're a freelancer, consultant, or entrepreneur, this guide breaks down why an LLC can offer structure, security, and serious advantages for your growing business.
By Garrett Clark
Wealth Management
A Guide for First Responders
By Garrett Clark
Wealth Management
Tired of complicated budgeting systems that never stick? The 70/15/15 rule offers a simple, flexible way to manage your money - no matter your income level or profession. In this blog, we break down how to divide your income into needs, wants, and savings to create a sustainable financial plan that works. Whether you're a solo business owner, first responder, or side hustler, this method helps you live well today while preparing for tomorrow. Plus, see how pairing it with a Solo 401(k) can take your savings even further.
By Garrett Clark
Wealth Management
Many successful entrepreneurs and self-employed professionals don't begin saving for retirement as early as they planned, but that doesn't mean it's too late to build long-term financial security. In this guide, you'll learn practical strategies to catch up on retirement savings, maximize your contributions, reduce common financial roadblocks, and take advantage of the unique benefits a Solo 401(k) can offer eligible business owners. Whether you're in your 30s, 40s, 50s, or beyond, the right plan today can help put you on a stronger path toward retirement.
By Garrett Clark
Wealth Management
The Power of Small Habits and Big Financial Wins
By Garrett Clark
Wealth Management
How much of your income should you invest? Learn how factors like age, income, debt, retirement goals, and business ownership can influence your ideal investment rate, plus how tools like a Solo 401(k) can help eligible self-employed individuals build long-term wealth more efficiently.
By Garrett Clark
When the reading has answered your questions, the Application Center walks through what to have ready.
