Core services
The three families most clients start with
Read the detail first, with the published service fee on every card. Applications and funding intake open in our secure systems only when you choose to take that final step.
Self-directed retirement plan for owner-only businesses
Solo 401(k)
Plan documents, implementation assistance and ongoing support for self-employed and 1099 professionals who want contribution capacity and self-direction.
Setup starting at $1,200 one time, plus $200 per year
Learn moreEntity formation and organising documents
LLC Formation
Formation assistance, operating-agreement documentation and EIN coordination for a new or restructured operating or holding company.
$795 service fee plus your home-state filing fee
Learn moreStructure coordination for contractor income
S-Corp Coordination
Education and coordination around an S-election, payroll and reasonable compensation, and how those interact with a Solo 401(k). Your CPA makes the tax call.
Lean S-Corp Optimizer $995 service fee plus applicable state filing fees
Learn moreIRA-owned LLC with checkbook control
IRA LLC / Checkbook Control
Documentation for an LLC owned by your self-directed IRA, coordinated with your custodian, with clear prohibited-transaction boundaries.
$1,295 service fee
Learn moreHow clients engage
Take one piece, or plan the whole structure
- One service on its own - for example an LLC, or a Solo 401(k) alone
- Two or three services sequenced together as your business changes
- A coordinated structure planned in phases with your own attorney and CPA
Published service fees are listed on the pricing page: Solo 401(k) setup from $1,200 with $200 per year support, standard LLC $795 plus the state filing fee, Lean S-Corp Optimizer $995 plus state filing fees, Wyoming anonymous LLC $995 plus the $100 Wyoming filing fee, and IRA LLC $1,295. A coordinated structure is priced from the components you select. Government, registered-agent, custodian, payroll, banking, legal, CPA, investment and lender charges are separate where applicable.
Roles
Who does what
- We prepare and coordinate documents, and we explain how the pieces interact.
- Legal determinations belong to your attorney; tax positions belong to your CPA.
- Custody sits with your bank, trust company or IRA custodian - never with us.
- Investment selection is yours. We do not recommend, endorse or vet investments.
- Lending decisions are made by independent lenders under their own criteria.
Survival 401K is not a law firm, CPA firm, bank, custodian, payroll provider, lender or registered investment adviser. Nothing here is legal, tax or investment advice.