Retirement planning
For many real estate agents, building wealth revolves around helping clients buy and sell properties, closing more transactions, and growing their business. Yet despite spending every day discussing investments, equity, and financial goals with clients, many agents overlook one of the most powerful wealth-building tools available to them: the Solo 401(k).
By Garrett Clark
Solo Business Guidance
Most business owners wait too long to take advantage of one of the most powerful retirement tools available. Here’s why size doesn’t matter and why starting early can make all the difference.
By Garrett Clark
Financial Guidance
As inflation continues to erode the value of your dollars, finding ways to protect your future becomes more important than ever. Enter the Solo 401(k) - a powerful retirement tool for the self-employed that not only offers high contribution limits and tax advantages but also allows investment in inflation-resistant assets like real estate and precious metals. In this blog, we explore why the Solo 401(k) is one of the smartest hedges against inflation and how it can help you build real, lasting wealth.
By Garrett Clark
Investment Guidance
In uncertain economic times, some assets stand the test of time - and precious metals are at the top of that list. This blog explores why gold and silver remain reliable, long-term investment opportunities, especially in the face of inflation, market volatility, and global uncertainty. We’ll cover the historical stability of metals, their role in portfolio diversification, and how they can be held in tax-advantaged accounts like a Solo 401(k). If you’re looking for a tangible way to protect your wealth, precious metals may be your smartest move yet.
By Garrett Clark
Retirement planning
Learn what it means to be the plan administrator of a Solo 401(k) and the responsibilities that come with overseeing a self-directed retirement plan. This blog explores plan administration duties, compliance requirements, contribution monitoring, recordkeeping, IRS filings, prohibited transactions, and how Solo 401(k) owners can take a more active role in managing and maintaining their retirement strategy.
By Garrett Clark
Retirement planning
For many entrepreneurs, selling a business represents years of hard work, sacrifice, and financial commitment finally paying off. However, while business owners often spend significant time preparing their company for sale, many overlook an important question: What happens to my Solo 401(k) after I sell the business? The answer depends on how the business is structured, whether self-employment income continues after the sale, and what long-term retirement goals the owner has. Understanding your options before the transaction occurs can help prevent costly mistakes and ensure your retirement assets continue working toward your financial future.
By Garrett Clark
Retirement planning
If you've accumulated retirement accounts from previous jobs or years of self-employment, you may be wondering whether you can combine them into a single retirement plan. A Solo 401(k) offers one of the most flexible retirement planning options available, and in many cases, it also allows you to consolidate eligible retirement accounts. Doing so can simplify your finances, reduce administrative headaches, and provide greater investment flexibility. However, not every retirement account can be rolled into a Solo 401(k), and understanding the rules is essential to avoid unnecessary taxes or penalties. In this guide, we'll explain which retirement accounts can typically be rolled into a Solo 401(k), which accounts cannot, and why consolidating your retirement savings may benefit your long-term financial strategy.
By Garrett Clark
Solo Business Guidance
Moving to a new state can be an exciting adventure, but it also brings with it a multitude of legal, financial, and administrative tasks that need to be addressed. One of the more complicated aspects of moving involves your business, especially if you own an LLC (Limited Liability Company). If you’ve established an LLC in one state and are now relocating, you may be wondering what steps you need to take to ensure your LLC remains in good standing and complies with the legal requirements of your new state.
By Garrett Clark
Retirement planning
Learn what it means to be the trustee of a Solo 401(k), including the responsibilities, investment authority, checkbook control, compliance considerations, prohibited transaction rules, recordkeeping duties, and why understanding the trustee role is critical for self-directed retirement investing. This detailed guide from Survival401k explains how trustees oversee retirement plan assets while maintaining proper retirement plan administration and flexibility.
By Garrett Clark
Wealth Management
Understanding how and when to take distributions from your Solo 401(k) can make a major difference in your long-term financial outcome. This guide breaks down the key rules around penalty-free withdrawals, how distributions are taxed, and when Required Minimum Distributions (RMDs) begin. It also covers important strategies to help reduce taxes, avoid costly mistakes, and plan effectively for retirement. Whether you are approaching retirement age or simply planning ahead, this article provides a clear and practical overview to help you stay compliant and in control of your Solo 401(k).
By Garrett Clark
Retirement planning
Nearly 90% of entrepreneurs admit they regret not saving for retirement sooner. But this isn’t just a lesson for business owners - it’s a wake-up call for first responders, too. In this blog, we explore the parallels between entrepreneurship and emergency service careers, and how discipline, long shifts, and unpredictable schedules often lead both groups to delay financial planning. Discover how first responders can avoid the same pitfalls, take control of their retirement early, and build long-term wealth with tools like the Solo 401(k).
By Garrett Clark
Retirement planning
When you’re self-employed, building your own future means wearing a lot of hats - business owner, marketer, accountant… and yes, retirement planner. That’s where the Solo 401(k) comes in. It's a powerful, flexible retirement savings plan designed specifically for business owners with no full-time employees (other than a spouse). Whether you’re a freelancer, contractor, or running your own LLC, the Solo 401(k) could be your best-kept financial secret.
By Garrett Clark
When the reading has answered your questions, the Application Center walks through what to have ready.
